Tenant User Event Liability

Tenant User Event Liability  

Background

Individuals and outside organizations may hold events at University of California facilities provided they:

  • Obtain written permission from the facility in charge of the space they wish to use
  • Provide the insurance for the event

To Get An Online Event Liability Premium Quote and apply for coverage, simply click the ‘Apply Online’ Button. If you have questions or need more information, contact CampusConnexions at 1-866-838-9536, Monday – Friday, 8am-5pm (CT).

 

Please note, the Certificate of Insurance for which you are applying may be subject to additional approval requirements by the underwriting Insurance Company. Please be sure to submit your application at least 7 to 10 days prior to the event date in order to meet your organization’s event insurance needs. Submission of a completed application and/or premium payment is not a guarantee of coverage. Coverage is not in place for your event until Certificate of Insurance is provided.

 

During the renewal process and website update, you may not be able to access the online registration. If you need to obtain a Certificate of Insurance during this time, a manual application (pdf) can be emailed to our team at: plsdsteam.service@mercer.com.

Get a Quote Today

To apply for coverage, simply click the Apply Now button below or you can download a form.

Highlights

Prior to the event you must deliver a Certificate of Insurance to the facility in charge of the space. The Certificate should be accompanied by a note listing the name of the event sponsor, the date of the event, and the location of the event (since some departments control multiple venues).

If you already have insurance coverage, please have your insurance company send the facility in charge of the space a Certificate of Insurance with the following specifications:

  • You or your company must be listed as the Insured.
  • The event sponsor must be listed as an Additional Insured.
  • The Insurer/Producer name and contact information must be on the Certificate.
  • The policy start and end date must encompass the entire length of your event.
  • The policy must include General Liability coverage of at least $1,000,000.
  • If you are bringing a vehicle, the policy must include Automobile Liability coverage of at least $1,000,000.
  • If you are bringing employees, the policy must include evidence of Workers’ Compensation coverage.
  • The Certificate of Insurance must provide 30 days’ advance written notice for any modification, change, or cancellation of any component of the insurance coverage.


If you do not have insurance coverage of your own, you may obtain coverage by clicking the Apply Online button above. A Certificate of Insurance will be issued immediately upon payment for most events (unless further underwriting review is necessary). The Certificate of Insurance is your proof of coverage and should be given to the facility in charge of the space prior to the event.

 

Events that Require Abuse & Molestation Coverage
If you’re hosting an event for which the Campus requires Abuse and Molestation coverage in addition to the Event Liability coverage, please click the ‘Download Now’ button above to print the applicable SMIC Application (Special Events, Sports Teams/Leagues or Clubs/Groups) and complete it for Abuse and Molestation coverage only. We partner with Special Markets Insurance Consultants (SMIC) to provide quotes for this coverage. Please check with the Campus to ask for their minimum required coverage limit.

If SMIC is unable to provide the required coverage you need for Abuse & Molestation, please call our CampusConnexions service team at 1-866-838-9536, Monday-Friday, 8am-5pm (CT).

Requirements for Events with Sports Participants

****Failure to comply with one, or both, of the following requirements will affect Participant Legal Liability in place for any event even if a Certificate of Insurance is provided.****


The carrier requires excess Accident Medical coverage to be in force for all Sports Participants. To purchase Accident Medical coverage for athletic events, please click the Download Now button above to print and complete the SMIC Application – Sports Teams/Leagues for Accident Medical only. We partner with Special Markets Insurance Consultants (SMIC) to provide this accident medical coverage. Follow the submission instructions on the form. Failure to meet this requirement will mean that each claim for Participants Legal Liability is subject to a $10,000 deductible.

The carrier also requires a Waiver and Release form system that is regularly maintained and followed. This system must secure and maintain properly executed Waiver and Release forms for all participants. For minor participants (under eighteen years of age) you must always secure and maintain properly executed Minor Waiver and Release forms signed by the parent or legal guardian. Failure to meet this requirement will mean that each claim for Participants Legal Liability is subject to a $10,000 deductible.

Accident Medical coverage and waivers are not required if coverage is only being purchased for spectators of a sporting event.

Participants Legal Liability
 provides coverage for claims you are legally obligated to pay because of actions brought against you, the Named Insured, by players and/or other participant(s). Participant means any player, coach, manager, staff member, team worker, official, media personnel, cheerleader, or band member practicing for, or participating in, the sporting event. This means all of your team members and players and any participating nonmembers! Participant liability insurance, like all liability policies, would provide coverage to the injured party only if the tenant user were liable.

Claims Reporting

How to report a claim:
  • Philadelphia Process (Liability Claims)

    1. Gather the Facts

      When reporting a notice of loss (injury, property damage to third parties, auto accidents, etc.; related to a registered event), please provide as much detail as possible. This should include, but not be limited to, Insured Name (The Regents of the University of California plus student organization/club name), Contact Name (student organization/club), Policy Number, Claimant Name, Claimant Contact Information, Date of Loss, Location of Loss, Cause of Loss, Your Policy or Reference Number, Initial Steps Taken to Mitigate the Loss, Type (s) and Description of Damage and Estimated Amount of Loss.

    2. Report
      • -Available Online

      • -Philadelphia Insurance Companies 
        Attention Claims Department 
        One Bala Plaza, Suite 100 
        Bala Cynwyd, PA 19004-0950

      • -Phone: 800-765-9749 
        Fax: 800-685-9238 
        Email – claimsreport@phlyins.com
    3. Follow Up
    4. The claims customer service department will immediately process your first notice of loss and you will be contacted by your servicing representative.

      For information on how to report a University of California Accident Medical claim, view the form.

Contact AMBA at 1-866-838-9536 from 8a to 5p (CST) with questions.

One note: your representative may refer to TULIP coverage. Don’t worry. TULIP stands for Tenant User’s Liability Insurance Policy, and it is what you are applying for.

Contacts

We're here to help! Please contact us in whatever manner is most convenient for you.

 

 Direct Phone
1-866-838-9536
 Hours
 M-F 8a-5p CST
 Fax
515-365-3005
 Email
plsdsteam.service@mercer.com
 Mailing Address
Program Administrator
AMBA Administrators, Inc.
PO Box 14521
Des Moines, IA 50306